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Up to $400

PNC Virtual Wallet — Up to $400 Bonus

Posted November 2, 2025Provider: PNC Bank

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Offer Overview

PNC offers a tiered checking bonus up to $400 when you open and use a new Virtual Wallet® checking account and meet the qualifying direct deposit requirement. Bonus amounts vary by tier.

Current Qualifying Deposit Thresholds

  • Virtual Wallet: establish $500+ in total qualifying direct deposits to the Spend account
  • Virtual Wallet with Performance Spend: establish $2,000+ in total qualifying direct deposits to the Spend account
  • Virtual Wallet with Performance Select: establish $5,000+ in total qualifying direct deposits to the Spend account

The bonus amount for each tier is published on PNC’s page and is up to $400 overall. Review the current schedule before applying.

What Counts as a Qualifying Direct Deposit

Per PNC, qualifying direct deposits typically include electronic deposits of income (e.g., payroll, government benefits) into your account. Transfers, mobile deposits, Zelle, and branch/ATM deposits generally do not qualify. See the PNC offer page for exact definitions and exclusions.

Important Notes

  • New checking customers only; eligibility windows and timelines apply
  • Terms, amounts, and deadlines are set by PNC and can change

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See full details and apply here:

PNC — Virtual Wallet Checking Bonus (Up to $400)

Disclaimer: The Tax Ally is not affiliated with PNC. Terms and conditions apply. Always review the bank’s website for current information.

PNC Virtual Wallet — Up to $400 Bonus | The Tax Ally Offers